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Business Insurance

Pubs and restaurants

Whether you own a pub, club or restaurant you can be assured that QUINN-Insurance will provide you with comprehensive insurance packages that meet your needs.

In addition, QUINN-Insurance are well positioned within the market to extend your policies to include cover for any other associated business that you operate.

Cover options include:

Public/Product Liability
The policy provides public and products liability cover. The standard duration of this policy is twelve months. Cover is provided to protect the insured against legal liability to pay compensation, claimants' costs and expenses in respect of accidental:
- Bodily injury to any person (except as provided through an employers' liability policy);
- Loss or damage to material property occurring in connection with the business
Employers Liability
The policy provides employers liability to protect the insured against legal liability to pay compensation, claimants' costs and expenses in respect of bodily injury sustained by employees arising out of, and in the course of the employment. The standard duration of the policy is twelve months.
Property Damage
This provides cover for the client's material property as detailed in the policy schedule. The standard policy duration is twelve months. Quinn - Insurance Limited provides the policy. The client has the option to select one of the following levels of cover:
- Basic Cover - Fire, lightning, explosion of domestic boilers or gas.
- Special Perils - Basic cover plus explosion of commercial boilers, aircraft, riot & civil commotion, malicious persons, earthquake subterranean fire, storm & tempest, impact, flood, and bursting or overflowing of water pipes and tanks.
- Accidental Damage - Special Perils plus cover for loss, damage or destruction as a consequence of accidental damage.
The policy can be optionally extended (at either level) to provide cover for any of the following: Sprinkler leakage, loss of rent, glass, money, burglary, subsidence, and deterioration of freezer stock.
Business Interruption
The purpose of the cover is to compensate the insured for any loss of Gross Profit following an interruption to the business as a consequence of insured property damage. The standard policy duration is twelve months however longer term policies can be provided.

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All-in-One Insurance Package Business, Motor, Healthcare, Home.

Benefits

• 10% off Motor Insurance*
• €200 off Home Insurance
• FREE Worldwide Travel Insurance
• Common renewal date
• Offer valid until 30th April 2011

Call us now on
1890 944020

Applies to ROI policyholders only.
*Terms & Conditions apply,

Benefits

We work in partnership with our policy holders.
We have a fast and efficient claims service which reduces cost resulting in lower premiums.
We pay up to 50% of policy excess to our liability policy holders who help us avoid legal costs.
We provide the highest levels of customer service with local representatives around the country.