body{font-family:Arial, Helvetica, sans-serif; font-size:75%; background:#555450 url(../images/bg_main.jpg) top left repeat-x;}
form{padding:0px; margin:0px;} 
a{color:#004d9c; text-decoration:underline;} 
a:hover{color:#000; text-decoration:none;} 
img{border:0px;}
input, textarea, select{font-family:Arial, Helvetica, sans-serif; font-size:100%; padding:2px;}
h2 {margin-top:0; padding-top:0;}

/* custom styles */
.clear_left{clear:left;} 
.clear_right{clear:right;} 
.clear_both{clear:both;}
.float_right{
	float: right;
}
.float_left{
	float: left;
}
div.login_button {position:relative; width:20px;} 
.small{font-size:9px;color:#333333;}
.charcoal{color:#58504E;}
.green{color:#001d61; font-weight:normal}
.text_gray{font-size: 9px;color: #999999;text-align: left;padding-bottom: 2px;}
.fp_panelheadersubtext{
margin-left:0px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
color:#807471;
display:block;
text-align:left;
margin-top:2px;
}
.fp_panelheader{

}

#frame_top{width:982px; margin:auto; background:#fff url(../images/frame_top.jpg) top left no-repeat;}
#frame_bottom{background:url(../images/frame_bottom.jpg) bottom left no-repeat;}

#frame_content{color:#000;} 
#sub_top_nav{color:#fff; height:20px; text-align:right; padding-right:20px;}
#sub_top_nav a{color:#fff; text-decoration:none;} 
#sub_top_nav a:hover{color:#fff; text-decoration:underline;}

#act_content{
	padding:8px;
	/*background-color: #CCFF99;*/
}
.greenbold{font-weight:bold; color:#001d61;}
#phoneNo {color:#000000; text-align:left; font-weight:bold;}
#phonenumber_com {float:right; margin-top:20px; font-size:120%; width:30%;}
#phonenumber_com table {float:right;}

#logo{
	width: 348px;
	height: 51px;
}  

#quick_links{float:right; padding-top:20px; display:none;}

#main_nav{
	margin-top:10px;
	width: 966px;
	height: 21px;}
	
#main_nav div a{float:left; padding:3px 14.3px 3px 15px; background:#d8d8d8; margin-right:3px; color:#000; text-decoration:none;}
#main_nav div a:hover{background:#001d61; color:#fff;}
#bread_trail{
	clear:both;
	font-size:90%;
	padding:10px 0px 6px 2px;
	zoom:1;
	margin-bottom:0px;
}



#col_one{float:left; width:170px; margin-right:15px;} 
#col_two{
	float:left;
	width:555px;
	min-height:530px;
	/* border-right:1px solid #cccccc;  */
} 
#col_three{float:right; width:225px;}
#col_three ul {background:#ffffff;}

#col_one ul{margin:0px; padding:5px; list-style-type:none;}
#col_one li a{color:#000; text-decoration:none; border-bottom:1px dotted #a0a0a0; display:block; background:url(../images/icon_pointer.jpg) left center no-repeat; padding:2px 2px 2px 10px; font-weight:normal;}
#col_one li a:hover{color:#004d9c;}
#col_one li.subsub a{padding:0px 0px 0px 20px; margin:4px 0px 0px 0px; background:none; font-size:95%; color:#001d61; border:0px; font-weight:bold;} 
#sub_nav li.subsub a:hover {background:#f4f4f4; color:#004d9c;}
#sub_nav li.subtrunk a:hover {background:#f4f4f4 url(../images/biz-l.gif) 20px 0px no-repeat; color:#004d9c;}
#col_one li.selected a{background:url(../images/icon_pointer_down.jpg) left center no-repeat; font-weight:bold;}
#col_one li.subtrunk a {font-weight:normal; padding:0px 0px 0px 27px; margin:0px 0px 0px 0px; *margin:-1px 0 0 0; background:url(../images/biz-l.gif) 20px 0px no-repeat; font-size:95%; color:#666; border:0px; }
#col_one li.submiddle a {padding:0px 0px 0px 27px; margin:0px 0px 0px 0px; *margin:-1px 0 0 0; background:url(../images/biz-t.gif) 20px 0px no-repeat; font-size:95%; color:#666; border:0px; font-weight:normal;}
#sub_nav li.submiddle a:hover {background:#f4f4f4 url(../images/biz-t.gif) 20px 0px no-repeat; color:#004d9c;}

#banner{zoom:1; width:535px; padding:215px 10px 20px 10px;} 
#insidebanner {zoom:1; width:535px; height:130px; padding:10px 10px 20px 10px;}
#insidebanner_home {zoom:1; width:535px; padding:10px 10px 15px 10px;}
span#btn_get_qte {position:relative; top:68px; left:320px; width:207px;}
div.qte_btn {display:block;}
img#btn_amend_qte {position:relative; top:105px; left:113px; width:207px;}
#mainbannertxt {position:absolute; top:165px; left:25px; margin-left:50%; text-align:left; width:230px; color:#ffffff; }
#mainbannertxt p {font-size:90%; margin:5px 0 0 0; padding:0;}
#mainbannertxt h2 {color:#ffffff; font-size:130%; padding:0; margin:0 0 4px 0;}
#mainbannertxt ul {margin:0; }
#mainbannertxt li {font-size:90%; margin-left:-10px; *margin-left:20px; list-style-type:none;}

#mainbannertxt a {color:#ffffff; text-decoration:none; letter-spacing:0.5px;}
#mainbannertxt a:hover {color:#ffffff; text-decoration:none; border-bottom:1px solid #001d61; }
#banner a{color:#fff; text-decoration:underline;} 
#banner a:hover{color:#fff; text-decoration:none;}

#welcome{margin-bottom:20px;}
#welcome_inner {margin:15px 0 10px 0; }
#welcome_inner h1 {}
h1 {color:#001d61; font-family:Arial, Helvetica, sans-serif; font-size:20px; font-weight:normal;}
h4 {font-size:140%; color:#000000; padding:0; margin:0;}
#health_pods{zoom:1; font-size:90%; padding-left:20px;} 
#health_pods div{float:left; width:160px; margin-top:10px;} 
#health_pods div.fix{float:left; width:160px; margin-right:15px;} 
#health_pods div h3{background:#18437c; color:#fff; font-weight:normal; padding:5px; margin:0px; font-size:100%; border-bottom:1px solid #fff;} 
#health_pods div h3 a {color:#ffffff; font-style:normal; text-decoration:none;}
#health_pods div h3 a:hover{text-decoration:underline;}
#health_pods p{padding:7px; margin:0px;} 
p.small_heading{color:#001d61; font-weight:bold;}
#innercentreframe {padding:0 40px 10px 10px;}
#innercentreframe h2 {padding:0; margin:0; font-size:15px;}
#innercentreframe h3 {font-size:110%; color:#001d61; padding:0 0 0 0; margin:0;}
#innercentreframe p {font-size:100%; color:#000; vertical-align: text-top;}
#innercentreframe_home {margin:0 310px 0 0;}
#innercentreframe .ad {
	padding:0px;
	float: right;
}
#innercentreframe_right{
	float: right;
	width: 310px;
	margin-right: 30px;
}
#innercentreframe ul {margin-bottom:5px;}

#innercentreframe ul li {
	list-style-type: none;
	list-style: none;
	padding:0px 0px 10px 0px;
}

#innercentreframe ul.list {
	line-height: 130%;
}

#innercentreframe ul.list li {
	list-style-image:url(../images/icon_pointer.jpg);
	list-style-position:outside;
}
#innercentreframe ul.list2 { margin: 10px 5px 5px -35px; line-height: 140%; }
#innercentreframe ul.list2 li { padding: 8px; margin-bottom: 13px; }
#innercentreframe ul.list2 li.off { border: solid 1px	#D3D3D3; background: #F7F7F7; }
#innercentreframe ul.list2 li.on { border: solid 1px	#D3D3D3; background: #FFFFCC; }
#innercentreframe ul.list3 { margin: 8px 30px 8px -30px; }
#innercentreframe ul.list3 li { padding: 0 4px 8px 15px; line-height: 180%; margin-bottom: 10px; background: url(../images/icon_pointer.jpg) no-repeat top left; background-position: 0 2px; border-bottom: 1px solid #CCCCCC; }
#innercentreframe ul.list3 li.first { padding: 8px 4px 8px 15px; background-position: 0 10px; border-top: 1px solid #CCCCCC;}
div.hr {
  height: 1px;
  background: #fff url(../images/dots.gif) repeat-x;
}
div.hr hr {
  display: none;
}
li p {margin:0; padding:0px 0px 0px 0px;}

/*#contentainer {padding:0 40px 0 0;} */


#third_content{
	padding:8px;
	padding-top:0px;
	/*background-color: #FFFF66;*/
	float: right;
}

#ad_butt{
	border-top-width: 1px;
	border-bottom-width: 1px;
	border-top-style: dotted;
	border-bottom-style: dotted;
	border-top-color: #CCCCCC;
	border-bottom-color: #CCCCCC;
	vertical-align: bottom;
	margin-left: 13px;
	padding-top: 5px;
	padding-bottom: 8px;
	margin-right: 13px;
	margin-bottom: 13px;
}
img#butt1 {margin-top:-3px;}

.list_butt{
	border-bottom-width: 1px;
	border-bottom-style: dotted;
	border-bottom-color: #CCCCCC;
	vertical-align: bottom;
	margin-left: 13px;
	padding-top: 5px;
	padding-bottom: 8px;
	margin-right: 13px;
	margin-bottom: 5px;
}
.text_ad1{
	font-size: 9px;
	color: #999999;
	text-align: left;
}
.text_ad2{
	font-size: 11px;
	color: #001d61;
	text-align: left;
	text-decoration: none;
	font-weight: bold;
}
.text_ad3{
	font-size: 9px;
	color: #999999;
	text-align: left;
	padding-left: 4px;
}
.text2_ad1{
	font-size: 9px;
	color: #999999;
	text-align: left;
	width: 140px;
}
.text2_ad2{
	font-size: 11px;
	color: #001d61;
	text-align: left;
	width: 135px;
	text-decoration: none;
	font-weight: bold;
	padding-left: 10px;
}
.text_ad_h{
	font-size: 12px;
	color: #001d61;
	text-align: left;
	text-decoration: none;
	font-weight: bold;
	padding-top: 4px;
}

.text_ad_main{
	font-size: 10px;
	color: #333333;
	text-align: left;
	width: 190px;
	padding-top: 2px;

	padding-bottom: 2px;
}
.text_ad_bold{
	font-size: 12px;
	color: #58504E;
	text-align: left;
	text-decoration: none;
	font-weight: bold;
	padding-top: 5px;
}
#butt_bott{
	margin-left: 8px;
}

#butthome{
	vertical-align: bottom;
	margin-left: 13px;
	padding-top: 8px;
	padding-bottom: 8px;
	margin-right: 13px;
	margin-bottom: 5px;
	height: 13px;
	float: right;
	width: 256px;
}
#ad_home{
	width:245px;
	height: 200px;
	background-color: #996600;
}
#ad_inner{
	width: 192px;
	padding-right: 2px;
	padding-left: 2px;
}

#tabs{margin-top:10px; width:205px;}
#tabs div {display:block; margin-bottom:5px;}
#third_content ul{margin:0px; padding:5px; list-style-type:none;}
#third_content li a{color:#000; text-decoration:none; border-bottom:1px dotted #a0a0a0; display:block; background:url(../images/icon_pointer.jpg) left center no-repeat; padding:2px 2px 2px 10px; margin:0;}
#third_content li a:hover{color:#001d61;}
#third_content li.subsub a{padding:0px 0px 0px 20px; margin:4px 0px 4px 0px; background:none; font-size:95%; color:#001d61; border:0px; width:90%;} 
#third_content li.subsub a:hover{background:#f4f4f4; color:#000;}
#third_content li.selected a{background:url(../images/icon_pointer_down.jpg) left center no-repeat; font-weight:bold;}

#col_three h3{
	background:#001d61;
	color:#fff;
	font-weight:normal;
	padding:5px 5px 5px 10px; 
	margin:10px 0 0;
	font-size:100%;
	border-bottom:1px solid #fff;
	width: 190px;
	height: 14px;}

#col_three h3.business_info {background:#ffffff url(../images/side_tab.gif) no-repeat center;
	color:#fff;
	font-weight:normal;
	padding:5px 5px 5px 10px; 
	margin: 0px;
	font-size:100%;
	border-bottom:1px solid #fff;
	width: 190px;
	height: 14px;}
div.col_3_info {margin:-10px 0 0 0; padding:10px; list-style-type:none; width:183px; border:1px solid #eeeeee;}
div.col_3_info li {color:#000; text-decoration:none; border-bottom:1px dotted #a0a0a0; display:block; background:url(../images/icon_pointer.jpg) left .6em no-repeat; padding:2px 2px 2px 10px; margin:0;}
#footer{background:#18437c; color:#fff; zoom:1; margin-top:20px; clear:both;	height:30px;}
#footer div.weblink{float:left; padding:8px;} 
div.weblink a {color:white; text-decoration:none;}
div.weblink a:hover {text-decoration:underline;}
#footer div.legal{float:right; padding:8px;}
div.legal a {color:white; text-decoration:none;}
div.legal a:hover {text-decoration:underline;}
.footer{width:962px; margin:10px auto; font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#ffffff; text-align:center; white-space:normal;}
.footer a{color:#999999; text-decoration:none; }
.footer a:hover{ color:#001d61; text-decoration:none; }
.instruct{padding:8px; border-bottom:1px dotted #fff; border-top:1px dotted #fff; margin-bottom:4px; margin-top:4px;}
.instruct a{color:#fff; text-decoration:none;} 
.instruct a:hover{color:#fff; text-decoration:underline;}
#banner_synop{background:url(../images/bg_synop.png); padding:8px; color:#fff;} 
#banner_synop span{font-size:120%}
#sub_banner{zoom:1; padding:90px 10px 10px 10px; margin-bottom:20px;}
#sub_banner{zoom:1; padding:90px 10px 10px 10px; margin-bottom:20px;}
#sub_banner_synop{position:relative; top:100px; left:0px; background:transparent url(../images/bg_synop.png); padding:8px; color:#fff;  *background:none; width:519px; margin:0;
*filter: progid:DXImageTransform.Microsoft.AlphaImageLoader(src='../images/bg_synop.png', sizingMethod='scale');
} 
#sub_banner_synop h1 {font-size:120%; font-weight:normal; color:#FFFFFF; padding:0; margin:0;}
#sub_banner_synop_press{position:relative; top:100px; left:0px; background:transparent url(../images/bg_synop.png); padding:8px; color:#fff;  *background:none; width:519px; margin:0;
*filter: progid:DXImageTransform.Microsoft.AlphaImageLoader(src='../../images/bg_synop.png', sizingMethod='scale');
} 
#sub_banner_synop_press h1 {font-size:120%; font-weight:normal; color:#FFFFFF; padding:0; margin:0;}
#sub_banner_synop2{position:relative; top:95px; left:329px; background:transparent url(../images/bg_synop.png); padding:8px 8px 23px 8px; color:#fff;  *background:none; width:200px; margin:0;
*filter: progid:DXImageTransform.Microsoft.AlphaImageLoader(src='../images/bg_synop.png', sizingMethod='scale');
} 
#sub_banner_synop2 h1 {font-size:120%; font-weight:normal; color:#FFFFFF; padding:0; margin:0; margin-bottom:5px; text-align:right;}
img#request_quote {position:relative; top:74px; left:338px;}
#sub_nobanner{background:white url(../images/bg_no_banner.jpg) top left no-repeat; margin-bottom:10px;}
#sub_nobanner_synop{padding:9px; color:#fff; padding-bottom:12px;} 
#sub_nobanner_synop span{font-size:15px; font-weight:normal; color:#ffffff;}
#col_two_info {margin-right:8px;}

#col_two_info h2{padding:0px; margin:0px; color:#001d61; font-size:140%;}

#col_two_info ul{margin:0px; padding:0px; list-style-type:none; width:300px;}
#col_two_info li{padding:3px; border-bottom:1px dotted #000; padding-left:18px;} 
#item_info li a{text-decoration:none;} 
#item_info li a:hover{text-decoration:underline;}
#col_two_info li.pdf{background:url(../images/icon_pdf.jpg) left center no-repeat;} 
#left_pane li.doc{background:url(../images/icon_doc.jpg) left center no-repeat;}
.rel_products{float:left; margin:5px; text-align:center; width:80px;}

#util{background:#e7e7e7; padding:10px;}
.util_1{float:left; padding-left:20px; background:url(../images/icon_print.jpg) top left no-repeat;}
.util_2{float:right; padding-left:20px; background:url(../images/icon_email.jpg) top left no-repeat;}

.infolist {list-style-image:url(../images/icon_pointer.jpg); list-style-position:inside;}

.move_right{
	margin-left: 10px;
}

div.side_ad {margin-top:10px; padding:50px 10px 10px 10px; font-size:10px;}
div.side_ad a {font-weight:bold; color:#000000;}
#formsdocs {width:500px; padding:0; margin:0; cellspacing:0; cellpadding:0; text-align:left; vertical-align:top;}
#formsdocs h4 {margin:0; padding:0; fonr-weight:bold;}
#formsdocs tr { }
#formsdocs td {padding:10px; border-bottom:1px solid #E4E4E4;}
/* FAQ SECTIONS ------------------------------------------------*/
li div {display:none;
border:1px solid #000000; background-color:#e5ecf9; padding:10px;}
.moveleft{
position:relative;
left:-15px;
list-style-type:disc;
line-height:normal;
margin-top:0px;
margin-bottom:0px;
}

.sparse{
line-height:18px;
}

.boxtitle
{
font-family:Arial, Helvetica, sans-serif;
font-size:12px;
font-weight:bold;
/*color:#C4FF8C;*/
color:#001d61;
margin-bottom:1px;
margin-top:0px;
text-decoration:none;
}

a.boxtitle
{
font-family:Arial, Helvetica, sans-serif;
font-size:12px;
font-weight:bold;
color:#58504E;
margin-bottom:1px;
margin-top:0px;
}

a.boxtitle:hover{
color:#000000;
}
table.policydocs th {text-align:center; font-weight:bold; padding-bottom:10px;}
.contentsection td {border-bottom:1px solid #E8E8E8;}
table.policycover { padding:0;}
table.policycover td {padding:5px 15px 5px 10px; }
.policycover td{border-bottom:1px solid #E8E8E8;}
tr.header td {text-align:left; font-weight:bold;}
/*---------------Hide Heading from Browsers --------------------------------*/

#getquote {position:absolute; top:245px; left:40px; margin-left:50%; }
#amendquote {position:absolute; margin-left:50%; top:280px; left:40px; }
#butt_quote {float:right; margin-right:3px;}
img.left {float:left; margin:0 10px 0 0; padding:0; border:1px solid #000000;}
div.horizontal_line{width:90%; border-bottom:1px dotted #cccccc; margin-left:auto; margin-right:auto;}
img.leftborder {float:left; margin:0 10px 0 0; padding:0; border:1px solid #000000;}
div.horizontal_line{width:90%; border-bottom:1px dotted #cccccc; margin-left:auto; margin-right:auto;}
table.pdfdocs td {border-bottom:1px solid #cccccc; padding:10px 0px;}
div.menu {position:relative; clear:both; margin-top:10px; z-index:900;}
/* remove all the bullets, borders and padding from the default list styling */
.menu ul {position:relative; padding:0; margin:0; list-style-type:none; width:962px;}
/* float the top list items to make it horizontal and a relative positon so that you can control the dropdown menu positon */
.menu ul li {float:left;}
/* style the links for the top level */
.menu a, .menu a:visited {display:block; float:left; text-decoration:none; color:#000000; border-left:1px solid #ffffff; border-right:1px solid #ffffff; padding:3px 22px 3px 21.5px; background:#d8d8d8;}
/* first */
* html .menu a:hover {color:#ffffff; background:#001d61; position:relative; z-index:100;}
.menu li:hover {position:relative;}
.menu :hover > a {color:#ffffff; background:#001d61; text-decoration:none;}

.quote{font-size:98%; font-style:italic; display:block; width:450px; margin:0 auto; margin-top:10px; color:#000}

#complaints table{padding:0px; margin:0px;}
#complaints th{font-weight:bold; border-left:1px solid #000; background-color:#CCC; border-top:1px solid #000;}
#complaints td{text-align:center; border:1px solid #000; border-right:0px;}

.darkbg{
	background-color: #707070;
	color: #FFFFFF;
}
.lightbg{
	background-color: #ffffff;
	color: #707070;
}
table.capabilities_inner tr td{font-size:12px; color:#707070; text-align:left; vertical-align:bottom; background:#ffffff;}
table.capabilities_inner {
	width:100%;
	background:#F1F2F3;
	vertical-align: middle;
}

table.capabilities tr th {background:url(../images/documenttableheader.gif) no-repeat; padding:5px 10px; margin:0; border-bottom:1px solid #cccccc; height:20px; color:#000000; font-weight:bold; font-size:110%; text-align:left;}
table.capabilities tr td{font-size:12px; color:#333333; text-align:left; vertical-align:middle;}
table.capabilities {
	width:518px;
	color: #FFFFFF;
	margin-left:auto;
	margin-right:auto;
	padding: 0px;
}
table.capabilities p{
	color: #FFFFFF;
	font-size: 90%;
}

table.capabilities2 tr th {background:url(../images/documenttableheader.gif) no-repeat; padding:5px 10px; margin:0; border-bottom:1px solid #cccccc; height:20px; color:#ffffff; font-weight:normal; font-size:110%; text-align:left;}
table.capabilities2 tr td{font-size:12px; color:#000; text-align:left; vertical-align:bottom;}
table.capabilities2 {
	width:518px;
	color: #FFFFFF;
	margin-left:auto;
	margin-right:auto;
	padding: 0px;
}
table.capabilities2 p{
	color: #FFFFFF;
	font-size: 90%;
}
table.capabilities3 p{color: #000; font-size: 90%;}
table.capabilities3 tr td{font-size:12px; color:#000000; text-align:left; vertical-align:middle;}
table.capabilities3 p{color: #000; font-size: 90%;}
table.capabilities3 h3 {font-size:16px; margin:10px 0px;}
table.capabilities3 h2 {padding:5px 0px; margin:0;}
#innercentreframe ul.listdots {margin-top:15px;}
#innercentreframe ul.listdots li {
	list-style-image:none;
	list-style-position:outside;
	list-style-type:disc;
	padding:0;
	margin:0;
}
.align_center{
	text-align: center;
}
span {
	font-weight: bold;
	color: #001d61;
}

/*------------------Contact Form Page ----------------------------------------*/
.validate {
font-family: Arial, Helvetica, sans-serif;
font-size: 9px;
width: auto;
color:#DD0000;
padding: 2px 2px 2px 2px;
display:none;
}

select.ff{
height:20px;
width:208px;
}
textarea.nachrichten {width:410px;}

.ff{
width:200px;
}
table.option_table td{border-bottom:1px solid #cccccc; padding:5px;}
form#contactform table {}
div#quotetable {width:80%; border:1px solid #cccccc; padding:10px; margin-left:auto; margin-right:auto;}
#quotetable table{width:100%;}
#quotetable td {height:30px;}
#quotetable td.mark{
background-color:#cccccc;
padding-left:5px;
color:#000000;
font-weight:bold;
height:20px;
}

table.benefits{width:540px; font-family:Arial, Helvetica, sans-serif; margin: 0px auto; padding:0px; vertical-align:middle; margin-top:10px;}
table.benefits th{color:#666; font-size:12px; font-weight:bold; border-bottom:1px solid #000; margin:0; padding:10px 2px}
table.benefits th h3{color:#001d61; font-weight:bold; font-size:14px; text-align:left; margin:0;}
table.benefits tr td{font-size:12px; color:#000; text-align:left; vertical-align:top; background:#fff; border-bottom:1px solid #000; padding: 6px 4px;}
table.benefits tr td.comp{background-color:#d7e1f4; vertical-align:middle}
table.benefits tr td.tpft{background-color:#e5ecf9; vertical-align:middle}
table.benefits tr td.tp{background-color:#eff3fc; vertical-align:middle}
table.benefits tr th.comp{background-color:#d7e1f4; vertical-align:middle}
table.benefits tr th.tpft{background-color:#e5ecf9; vertical-align:middle}
table.benefits tr th.tp{background-color:#eff3fc; vertical-align:middle}
table.benefits p{color:#FFF; font-size:90%}
table.table_key{width:518px; margin-left:auto; margin-right:auto; padding:0px; vertical-align:middle; margin-top:10px;}

table.benefits a{color:#004d9c; text-decoration:underline}
table.benefits a:hover{color:#000; text-decoration:none}